Toyota Access, with its lower monthly repayments[F9] and Guaranteed Future Value[F2], is the secured car loan for new, eligible demo, and Toyota Certified Pre-Owned Vehicles that lets you live for today while taking care of tomorrow.
What's in it for you?
Guaranteed Future Value[F2]
Before you even drive away, we'll let you know exactly how much your car will be worth to us at the end of your car loan (subject to fair wear and tear and agreed kilometers being met). This will be based on the length of your term and the number of kilometres you drive.
Lower monthly payments
Because Toyota Access has a Guaranteed Future Value (GFV)[F2] which is the same as the final balloon payment, you could end up with lower monthly repayments[F9]than you would with a standard car loan.
Flexible loan options
When your loan ends, you can either sell your Toyota back to us for the Guaranteed Future Value (GFV)[F2], buy it outright, or trade it in for a new model - whatever you need at the time.
How it works
Select your preferred Toyota
Choose from our range of new, eligible demo, and Toyota Certified Pre-Owned Vehicles.
Estimate how many kilometres you'll drive
This will help us calculate your Guaranteed Future Value (GFV)[F2].
Decide on your repayment frequency
Repay weekly, fortnightly or monthly over a term of one to four years.
Put down a deposit (if you want)
A deposit can be paid upfront to reduce your loan amount.
What do I need to apply?
Before applying for Car Finance there are several documents you need to have ready. Kochie helps explain each of the documents and we have a checklist you can print to make sure you have everything you need.
The important bits
Fees that will apply - Click here
[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.